Welcome to JFR Home Loans…

Ashley Lutz is originally from the heartland of Iowa, where she enjoyed the embrace of sun-drenched lakes and cherished moments around bonfires amidst the rustling cornfields.

Her early years were filled with the enchanting flickers of fireflies and the joyous sounds of family gatherings.

Having called Colorado home for two decades, Ashley has wholeheartedly embraced the breathtaking beauty of the mountains.

Whether trekking along trails on summer evenings, discovering charming Bed & Breakfasts in cozy towns, or gliding down snow-covered slopes, she finds happiness and renewal in these high-altitude escapades.

Ashley is a well-known, mortgage industry mentor committed to empowering clients with financial knowledge. From guiding first-time homebuyers toward their aspirations to aiding homeowners in maximizing their investments, her goal is to secure the best financial path for her clients.

She is constantly striving to uplift those around her by radiating positivity in every area of her life. If you or someone you know needs a mortgage or refinance services, contact Ashley today. Her unwavering commitment to her clients ensures that you’ll be satisfied with your decision.