Home Loans Made Easy
Home Mortgages For All Your Needs
Home Loans
Low rates… now is the perfect time to buy your new home or to refinance the one you’re in.
Home Improvement
Loans for adding on additional rooms, updating your kitchen, or repalcing your roof.
FHA Loans
Low rates and best terms. Don’t let your dream home slip away. Get prequalified.
VA Loans
Take advantage of low interest rates and refinance today with $0 down to qualified buyers.
Refinance Loans
From saving money to consolidating your debt. We can design a custom solution for you.
New Construction
These loans are custom-tailored to your needs and desires to make your dream home a reality.
jumbo loans
Jumbo loans help make luxury homes and higher-priced homes more affordable and enjoyable.
Investment Loans
We have programs to meet your needs for your real estate investment properties today and for the future.
Your Home Loan Smooth & Pleasing…
Our goal is to make mortgages simpler and your life easier. Buying a home can set you on a path of financial freedom and a place you can call home.
- We know buying a home can be stressful and fearful at times. It doesn’t matter if this is your first home or you’re building a new home, refinancing, or remodeling. Let’s face it; the entire process can be exhausting.
- Here at JFR Home Loans, we believe your loan process shouldn’t be stressful or a hassle. As a result, you can trust our consultants and strategy to get your loan finalized quickly and easily.
- We take time to get to know you and determine your needs before finding the right loan program for you.
We make your dreams come true
Move In Day
Backyard Entertainment Retreats
New Kitchens and New Memories
Family Enjoying Their New Home
Frequently Asked Questions
Can I get assistance with my downpayment?
Here’s some good news if you’re worried about being able to afford a downpayment on a home. First, there are programs like grants or loans that can assist you with your downpayment.
There are programs for first-time home buyers and programs for those who may not be first-time buyers. For example, a down payment assistance program can help a qualified buyer with the downpayment cost and your closing costs.
If you qualify for a USDA or VA loan, you may be eligible to purchase a home with no down payment. However, keep in mind a downpayment can often lower your interest rates.
JFR Home Loans can help you determine what you can qualify for and which program would be the best for you. So contact us today and let us help you get into your new home.
How much house can I afford if I make $40,000 a year?
You may qualify for more house than you think. Your price range depends on other factors besides how much you earn. Your down payment will also affect the price of your home along with your debt-to-income factor. Here at JFR Home Loans, we specialize in taking the worry out of buying your home. Contact our experts today and let us help you get into your new home.
How much cash do I need for a conventional mortgage?
I'm buying my first home; what do I need to do?
Here are the basic steps for a successful first-time homebuyer.
1. Find a realtor you like and can work with on the purchase of your home.
2. Find a mortgage lender to see how much you qualify for and get a preapproval. A company like JFR Home Loans will make your new home buying process much more manageable.
3. Begin your house hunt with your realtor. Tell them what you would like and what price range fits your budget.
4. Once your find the home you like, make an offer on the property. Again, your realtor will walk you through the entire process.
5. Conduct a home inspection and appraisal. Again, your realtor will help you with this.
6. After your home passes the inspection and appraisal; your realtor will schedule a closing day and time.
Buying your first home can be scary and intimidating; that’s why you want to work with professionals who can make the process much easier. Contact us today so you can see how much home you can purchase.
It’s Time For You To Move Into Your New Home
And create memories with your family that last a lifetime… and beyond.
Contact us today for your home loan.